Compose your legacy through music.
A planned gift is more than a financial contribution. It is a lasting investment in the power of music, arts education, and cultural excellence throughout our community.
Why Include the Fargo-Moorhead Symphony Orchestra in Your Estate Plans?
A planned gift can help you:
Create a lasting legacy that reflects your love of music and community
Support future generations of musicians and audiences
Strengthen the long-term financial stability of the Symphony
Potentially reduce estate, capital gains, or income taxes
Every planned gift, regardless of size, helps ensure that the Fargo-Moorhead Symphony Orchestra continues to enrich lives through music for years to come.
Popular Planned Giving Options
Gifts of Appreciated Stock
Donating appreciated securities can be one of the most tax-efficient ways to support the Symphony. By transferring ownership of stock directly to the Fargo-Moorhead Symphony Orchestra, you may avoid capital gains taxes while also receiving a charitable income tax deduction based on the value of the gift.
Bequests Through Your Will or Trust
A bequest is one of the simplest ways to create a lasting legacy. By including the Fargo-Moorhead Symphony Orchestra in your will or trust, you can designate a specific amount, percentage, or asset to support the Symphony after your lifetime.
Retirement Plan and IRA Beneficiary Designations
Naming the Fargo-Moorhead Symphony Orchestra as a beneficiary of your IRA, retirement account, or life insurance policy is an easy way to make a significant future gift. These assets may be subject to taxation when inherited by individuals, making them particularly effective charitable gifts.
Charitable Gift Annuity
A charitable gift annuity allows you to support the Symphony while receiving guaranteed lifetime payments. Funded with cash or appreciated assets, this option may provide a charitable income tax deduction and a dependable stream of income.
Charitable Remainder Trust
A charitable remainder trust can provide income to you, your spouse, or other loved ones during your lifetime. After the trust term ends, the remaining assets support the Fargo-Moorhead Symphony Orchestra and any other charitable organizations you choose to include.
The Fargo-Moorhead Symphony Orchestra encourages all donors to consult with their attorney, financial advisor, tax advisor, and estate planning professionals before making charitable, financial, or estate planning decisions. Planned giving options may have important legal and tax implications that vary based on individual circumstances.
Since the 1970s, gifts from dedicated supporters have helped grow the Fargo-Moorhead Symphony Orchestra's Endowment Fund and secure the long-term future of our mission. Today, we offer three Endowment Fund options, giving donors the opportunity to support the areas of the Symphony that are most meaningful to them
Endowment Funds
Cadenza Fund
The Cadenza Fund is the Fargo-Moorhead Symphony Orchestra's "main" endowment fund. Earnings from this fund (a three-year rolling average of 3.5% to 5%) supplement the symphony's annual operating revenues.
Podium Fund
Few things are more critical to the symphony's success than outstanding artistic leadership. Earnings from the Podium Fund will help offset the annual costs of hiring and retaining outstanding conductors.
New Generation Fund
New artistic initiatives that will eventually be supported by contributions to this fund include a commissioning program and a Resident String Quartet.
Let’s Start the Conversation
lucas@fmsymphony.org
701-478-3676
808 3rd Ave S Suite 300 Fargo, ND 58103